Lower payments when cash is tightest

Get a discount on our standard variable rate for an agreed period to give you more breathing space at the start of your mortgage. You can also choose to repay your mortgage over an extended term of 35 years giving you even lower repayments.*

* No maximum age. Where a mortgage extends beyond normal retirement age, you should be able to demonstrate continued ability to service the loan by way of pension or alternative means.

Great value for the lifetime of the mortgage

There are no restrictions when the discount period comes to an end.

You can then choose from any of our available products.

You will have to pay an early repayment charge equivalent to 3% of the outstanding mortgage balance if you pay off all or part of your mortgage, or switch to another mortgage offer, before the end of the discounted rate period.