Investment 2 Year Fixed Rate

• Our Investment 2 Year Fixed Rate mortgage gives you security and peace of mind of knowing in advance what your monthly repayment will be until the end of your fixed term. After the fixed period your rate reverts to Standard Variable Rate.

Based on affordability, not rental income

Unlike with some buy to let mortgages, the amount you can borrow isn't reliant on the amount of rent your property has the potential to generate. As well as the achievable rental value, we will take into account any disposable income you may have, to top up your monthly mortgage repayments where rental income does not cover the mortgage payments. This gives you the flexibility to invest with an eye on the long term, without over-stretching yourself.

Your repayment options

The Investment Mortgage is primarily a capital and interest repayment mortgage but you can choose to make interest-only payments for up to five years, after which your repayments will increase to cover the capital part of your repayment. This is a popular option for landlords investing over the long term. The maximum term for an investment mortgage is 25 years.

Start building your property portfolio

You can build a portfolio of up to five properties with us, with a maximum investment of £750,000 covering all the properties.