Gold Card - Overview
Enjoy 0% p.a (fixed) interest for 12 months from account opening on your balance transfers and pay 0% p.a (fixed) on purchases for 6 months, from account opening. Thereafter the standard annual rate for balance transfers and purchases will be 16.9% p.a (variable).
Don't pay interest on your balance transfers for the next 12 months - and pay no interest on everyday spending for 6 months too.
Gold Credit Card - main benefits
- 0% p.a (fixed) balance transfers for 12 months from account opening.
- 0% p.a (fixed) interest on purchases - for 6 months from account opening.
- 16.9% p.a (variable) thereafter
- 2.9% Balance transfer fee - (minimum £3)
- Flexible credit limits
- Free purchase protection (PDF)
- Free extended warranty (PDF)
You'll need to have an income of at least £20,000 and aged 18 or over to apply for the Gold Credit Card.
Representative Example:
| Representative APR: | Standard purchase rate: | Assumed credit limit: |
| 16.9% APR (variable) | 16.9% p.a. (variable) | £1,200 |
The actual credit limit assigned to your account will vary depending on our credit assessment of you.
You'll need to be aged 18 or over to apply for the Classic Credit Card.
