Our ufirst and ufirstgold accounts come with benefits. Which is right for you?

Mobile phone insurance

Cover for your monthly contract or pay-as-you-go mobile phone and call costs. Protect two handsets if you have a joint account. You must phone ufirst membership services to register for mobile phone insurance.

Annual worldwide family travel insurance

This exclusive ufirstgold benefit allows you to enjoy a multi-trip worldwide travel insurance policy each year. It automatically covers you and your family for travel almost anywhere in the world. Phone ufirst membership services for more information.

Travel Service

This benefit gives you discounts on package tours, car hire, flight transfers and more. Phone ufirst membership services for more information.

Discounted hotel booking

Enjoy discounts from a choice of 21,000 hotels worldwide ranging from budget to five star luxury. Phone ufirst membership services for more information.

Commission free travel money in branch

Exclusive to ufirstgold, this service allows you to buy or change foreign currency at any Ulster Bank branch without paying the usual commission.

Interest free overdraft

Up to £1000 (ufirstgold) & £500 (ufirst) interest free overdraft
( 0% EAR. Credit is available to over 18s only. Lending criteria, terms and conditions apply).

Tailored savings rates

We offer ufirst and ufirstgold members an exclusive ufirst savings account.

Personal loans with tailored rates

Tailored Personal loan rates for ufirst and ufirstgold customers (Credit is available to over 18s only.Lending criteria, terms and conditions apply)

Mortgage with a rate tailored for ufirstgold customers

Tailored Mortgage rates for ufirstgold members - (Credit is available to over 18s only. Lending criteria, terms and conditions apply).

25% off concerts and shows

As a ufirst or ufirstgold member you can receive 25% off the price of theatre tickets, concerts and shows up to a maximum of 6 tickets per event. Some events may be subject to availability. Phone membership services to book.

25% off restaurant bills

You and three friends can enjoy a 25% discount off your total bill (including drinks) in over 200 restaurants throughout Northern Ireland, the Republic of Ireland and the rest of the UK. Phone membership services for more information.

Lifestyle manager service

Exclusive to ufirstgold your lifestyle manager can give up-to-the minute information, reserve a table, organise tickets for many international sporting events as well as help you find hard-to-find items and services.