Standard current accounts
| Current Plus Account  | Standard Current Account | Step Account | |
|---|---|---|---|
 Earn interest when you are in credit.
|  | ||
| Overdraft available (See note 1 below).
| | | |
| Pay bills - standing orders and direct debits available.
| | | |
| No transaction fees on standard transactions - charges for extra services apply.
| | | |
| Online and Telephone Banking - manage your money 24 hours a day.
| | | |
| Monthly statements.
| | | |
| | | |
Want more from your current account?
Our ufirst and ufirstgold accounts offer banking and lifestyle benefits including 25% cash-back on tickets, travel insurance, mobile phone insurance and more. The ufirst account is available for a monthly fee of £9 and the ufirstgold account is available for a monthly fee of £13. Terms and conditions apply.
Note 1: Overdraft is repayable on demand. The overdraft facility may not be exceeded without the prior permission of Ulster Bank. If you exceed your overdraft limit, we will charge interest at the rate stated in our "A Guide to Personal Account Fees and Interest" brochure. A Maintenance Charge and other charges may also apply. Please ask in branch for details. Lending criteria, terms and conditions apply. Over 18s only.
Information on our charges and interest rates is set out in our brochure "A Guide to Personal Account Fees and Interest" which is available in our branches.