Cheques

Cheque usage is declining as more shops, retailers and business move away from accepting cheques as a payment method. To help you, we have detailed below some information about alternative payment methods you can use instead of cheques.

What else can I use other than cheques?

	Debit card	Direct Debit	Standing Order	Online Banking	Telephone Banking	Online
In shops\retailers		-	-	-	-	-
To pay a bill
To pay your Credit Card			-
To make a one off payment i.e. to pay a yearly membership fee		-	-
Person to person payment i.e. gift or birthday payment	-	-	-

Debit card

Using an Ulster Bank DebitCARD or ServiceCARD is an easy and convenient way of paying for goods and services.

You can also use your card worldwide to pay for goods and services and withdraw cash. Your card is accepted at millions of retailers and cash machines worldwide. There is a charge for using your card overseas. Find out more about overseas charges (363KB PDF file).

Direct Debit/Standing Orders

Direct Debits and standing orders offer a simple, safe and speedy way to pay regular bills and make payments from your bank account. Direct debits are suitable when you have frequent bill payments; an amount is taken from your account on a set period each month and is transferred to the payee.

Standing Orders are normally used when you are moving a fixed amount of money between accounts on a set period each month. In most cases a Direct Debit is set-up/amended by the recipient of the funds. If you need to set-up a Standing Order contact your branch or why not sign-up for digital banking which will allow you to set-up, amend or cancel Standing Orders.

Anytime Online Banking

Our Anytime Banking service is fast, secure and a handy way to take control of your finances. Click here to find out more about Anytime Banking.

Anytime Telephone Banking

Our telephone banking service is here for you 24 hours a day. Click here to find out more about Anytime Banking.

Branch

You can also call into any Ulster Bank Branch many of which are now open on Saturdays. Click here to find out more about Saturday opening.