Upgrade your account

Compare our Extra Benefit Accounts	ufirstgold £13 a month	ufirst £9 a month
Mobile phone insurance - covers theft, unauthorised calls, loss, accidental damage and more.
Annual worldwide family travel insurance.
European Travel Insurance - cover for you and your family.
Interest-free overdraft.
Tailored Personal loan rates for ufirst and ufirstgold customers.
Tailored Mortgage rates for ufirstgold customers.
Ticket Booking Service - 25% cash back off concerts and shows.
Eating out - save 25% at certain restaurants.
Home and Contents Insurance- Save 10% off your first year's premium.
Accidental Death Benefit- could provide a lump sum for you and your family in the event of your accidental death.
Travel service - a guaranteed 10% discount on flights, hotels and holidays.
Commission-free travel money in any branch.
Lifestyle manager service.

Additional Information

Mobile phone insurance

Cover for your monthly contract or pay-as-you-go mobile phone and call costs. Protect two handsets if you have a joint account. You must phone ufirst membership services to register for mobile phone insurance.

Annual worldwide family travel insurance

This exclusive ufirstgold benefit allows you to enjoy a multi-trip worldwide travel insurance policy each year. It automatically covers you and your family for travel almost anywhere in the world. Phone ufirst membership services for more information.

Interest free overdraft

ufirst
Up to £500 interest-free Buffer Limit. A monthly membership fee of £9 applies.

ufirstgold
Up to £1,000 interest-free Buffer Limit A monthly membership fee of £13 applies.

Credit is available to over 18s only. Lending criteria, terms and conditions apply).

Personal loans with tailored rates

Tailored Personal loan rates for ufirstgold customers (Credit is available to over 18s only.Lending criteria, terms and conditions apply)

Mortgage with a rate tailored for ufirstgold customers

Tailored Mortgage rates for ufirstgold members - (Credit is available to over 18s only. Lending criteria, terms and conditions apply).

Ticket Booking

Get 25% cashback on tickets to gigs, the theatre, sporting and other events when you book through the Ticket Booking service

25% off restaurant bills

You and three friends can enjoy a 25% discount off your total bill (including drinks) in over 200 restaurants throughout Northern Ireland, the Republic of Ireland and the rest of the UK. Phone membership services for more information.

Home & Contents

10% off your first year's premium on buildings or contents cover.

Travel Service

This benefit gives you discounts on package tours, hotels, car hire, flight transfers and more. Phone ufirst membership services for more information.

Commission Free Travel Money

You don't pay commission when you order your travel money at your Ulster Bank branch.

Lifestyle manager service

Exclusive to ufirstgold your lifestyle manager can give up-to-the minute information, reserve a table, organise tickets for many international sporting events as well as help you find hard-to-find items and services.

Important information

Credit is available to over 18s only. Lending criteria, terms and conditions apply.

Note: You must repay the overdraft when we demand. You must not go over the overdraft facility without getting our permission first. If you go over your overdraft limit, we will charge interest at the rate shown in our booklet A Guide to Personal Account Fees and Interest (PDF, 398KB) A Maintenance Charge and other charges may also apply. Please ask in a branch for details.

Useful information