Home insurance - Overview
With just one simple phone call you can have competitive insurance for your home and its contents.
- Just one policy - cover your buildings, contents and personal possessions in one policy meaning there's just one renewal date.
- Spread your payments for no extra cost - we don't charge extra if you want to pay over 12 months if your premium is over £70. This is subject to eligibility, and only available to customers aged over 18 who are resident in Northern Ireland. 0.0% APR typical.
| Additional benefits | No extra cost |
| New for old policy (excluding household linen, clothing and pedal cycles). |  |
| Burst pipe? Broken window? 24-hour Emergency Helpline puts you in touch with people who can help. | |
| Extensive cover including home office equipment up to £5,000. | |
| Cover for accidental damage to TVs, DVD players and home entertainment equipment. | |
| Extra 10% contents cover to insure wedding and Christmas presents. Please note: Extra cover for wedding presents applies 4 weeks before and 4 weeks after a family wedding. Extra cover for Christmas presents applies between 1 December and 15 January, provided you are insured over that period. | |
Optional extras available - tailor your cover to include family legal protection, accidental damage and additional personal possessions.
Some exclusions may apply. Full details of benefits and exclusions are outlined in the policy booklet which is available on request.
Home contents insurance calculator
Helps you decide the level of contents cover you could need.
Calculate nowTo obtain full details and get a home insurance quote
Find out the cost of covering your home - get an instant quote.
Call 0800 051 0502
Lines are open 8am to 8pm Monday to Friday and on Saturdays 9am to 4pm (except for bank holidays). Telephone calls are answered by UK Insurance Limited on behalf of Ulster Bank and may be recorded. Calls from mobile phones may not be free
First Time Buyer / Momentum Mortgage customers
25% off your home and contents insurance for the first year. Optional Home Insurance. Minimum premium and qualifying criteria apply. Not available in conjunction with any other offer.
More information on mortgage offers