Black Card - Overview
Please note: The Black Card has been withdrawn from sale with effect from 15th February 2013. Any customer who has an existing Black Card is not affected by this.
Representative Example:
Representative 87.0%APR (variable) based on an assumed Credit Limit of £1,200.
Standard interest rate for purchases: 16.95% p.a (variable)
Annual Fee: £250
Please note: In the Representative Example above we have used an assumed credit limit of £1,200 (and is inclusive of the annual fee).
The actual credit limit assigned to individual accounts will vary depending on our credit assessment of you. Please note however, that the Representative APR is affected by the £250 fee.
- Interest offer - 0% p.a. (fixed) on all your balance transfers for your first 12 months (subject to a 2.9% fee, minimum £3), thereafter 16.95% p.a. (variable).
- Interest offer - 0% p.a. (fixed) on all your purchases for your first 6 months from date account opened, thereafter 16.95% p.a. (variable).
- Flexible credit limits - Minimum credit limit of £5,000. After 6 months you can ask us to review your credit limit (subject to approval).
- £250 annual fee.
- Up to 56 days' interest-free credit on purchases. If you pay the balance in full and on time and have paid the previous month's balance in full and on time.
- This Card is only available to those customers who also have an Ulster Bank Private Account (please contact your Relationship Manager for more information).
