Proof of identity - Overview
ID & address confirmation
To open a new account, you will need to provide us with original documentary proof of your identity and your address. We need to see one identification document and one address verification document.
You can't use the same item to confirm both your name and address.
New customers
If you have an account with another bank or building society, it may help to provide your most recent statement.
If you are applying for a student account between October and June, please supply one month's full bank statements.
For an account with a debit card or overdraft facility, you may also need to provide proof of your income, for example, your most recent bank statement or three months' salary slips.
Why do we need to see your ID?
When you open a new account with us, we are required by law to ask you to prove who you are and where you live. This is to comply with money laundering regulations and to help stop criminals using financial products or services to move money around.
These security checks apply to both new and existing customers. As well as fulfilling our legal responsibility, we aim to help combat financial crime and protect you from criminals who might otherwise falsely use your name, without your knowledge.
What's needed for online account applications?
We will need proof of your identity and address for online applications. For some accounts we will also need other supporting documents.
What you need to provide for the account you are applying for online will be outlined in a letter you will receive with your application for you to sign. You should send back the documents we need with the signed application form, in the pre-paid envelope provided.
If we do not open your account within 28 days of you applying online, you will have to reapply for your account.
Identification
- Current valid signed full passport
- Full current Northern Ireland driving licence (photocard only)
- New-style current Northern Ireland provisional licence (photocard bearing two photographs)
- New-style UK photocard driving licence (provisional or full)
- Full current Republic of Ireland driving licence
- New style current Republic of Ireland provisional licence issued after 11 June 2001
- Current EU national identity card
- Armed forces employer identity card
- PSNI or Garda employer identity card
- Photo student identity card (from a recognised university or college)
Address Confirmation
- Gas, electricity or water bill (issued within last six months)
- Full current Northern Ireland driving licence
- New-style current Northern Ireland provisional licence (photocard bearing two photographs)
- New-style UK photocard driving licence (provisional or full)
- Full current Republic of Ireland driving licence
- New style current Republic of Ireland provisional licence issued after 11 June 2001
- Bank or building society or credit card statement (issued within last six months)
- Current rates bill (issued within last 12 months)
- HM Revenue and Customs tax notice for the current or next tax year
- House insurance certificate or schedule
- Motor insurance certificate or schedule
- UK council tax bill
- Current benefits book