How much can I borrow?

You can borrow from €1,500 to €40,000.

Over how long can I take a loan?

If you're borrowing for home improvements, you can take the loan over 10 years. Other loans can be taken up to a maximum of five years (or up to seven years if your loan is greater than €12,000).

The minimum borrowing term is 1 year.

When is my first repayment due?

Your first repayment will be due 15-45 days after you draw down your loan, depending on the monthly repayment date you chose. If you do not select a repayment date your first repayment will be due one month after you draw down your loan.

What is a credit search?

This is a search we make on your name and address with a credit reference agency to assess your credit history. Our search will then be noted against your records. This will let other institutions know that we have requested information about you.

What is a credit reference agency?

This is an organisation that compiles credit related information on people throughout Ireland. The details come from publicly available records and lenders such as credit card companies and banks.