Useful information

Borrowing more - Overview

Topping up your existing mortgage with Ulster Bank is a convenient way to borrow.

  • Economical way to borrow - the interest you pay is based on our current mortgage rates.
  • Freedom - spend the money on things you need now or have always wanted
    • extend or renovate your home
    • consolidate existing Ulster Bank debt
  • Simple - a singe monthly payment covers your mortgage and your additional borrowing.

WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

VARIABLE RATE LOANS: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

WARNING: THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU MAY PAY MORE THAN IF YOU PAID OVER A SHORTER TERM.