Ulster Bank Personal Banking, Republic of Ireland(Switch to Northern Ireland)

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Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.

All rates correct as at 17 July 2015 and are subject to change. Over 18s only.

*Standard Variable Rate is currently 4.3% ( 4.4% APR*). The Standard Variable Rate is not available to new customers. As Standard Variable Rate is not linked to the ECB base rate, the rate can increase at any time even if there is no change in the ECB base rate.

The typical examples quoted are for illustrative purposes only and the actual repayment may vary.

APR: Annual Percentage Rate

LTV**: Loan to Value

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Discounted Variable Mortgage <60% LTV (Standard Variable Rate* minus 0.50% for the life of the mortgage) | 3.90% | ||

(Ref: var9187) |

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Discounted Variable Mortgage <80% (Standard Variable Rate* minus 0.40% for the life of the mortgage) | 4.00% | ||

(Ref: var4944) |

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Flexible Variable Mortgage <90% (Standard Variable Rate* plus 0.0% for the life of the mortgage) | 4.40% | ||

(Ref: var4945) |

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Investment Flexible Variable ( Standard Variable Rate* +0.20% for the life of the mortgage) | 4.60% | ||

typicalexample] The cost per month of a typical €100,000, 20 year investment variable rate mortgage at 4.60% APR is €632.65 excluding insurance. Total amount repayable €151,836.00. The additional cost per month of a 1% rise in the rate of interest of such a mortgage is €56.35. (Ref: var10910) |

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Investment Flexible Variable (Standard Variable Rate* + 0.65% for the life of the mortgage) | 5.10% | ||

(Ref: var4946) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

2 Year Investment Fixed Rate ( Fixed until 31/08/2017) | 4.40% | ||

(Ref: fix10911) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

2 Year Investment Fixed Rate (Fixed until 31/08/2017) | 4.50% | ||

(Ref: fix4924) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

3 Year Fixed Rate <60% LTV (Fixed until 31/08/2018) | 4.10% | ||

(Ref: fix10792) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

3 Year Fixed Rate <80% LTV (Fixed until 31/08/2018) | 4.10% | ||

(Ref: fix10691) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

3 Year Fixed Rate <90% LTV (Fixed until 31/08/2018) | 4.20% | ||

(Ref: fix10690) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

5 Year Fixed Rate <60% LTV (Fixed until 31/08/2020) | 4.00% | ||

(Ref: fix10791) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

5 Year Fixed Rate <80% LTV (Fixed until 31/08/2020) | 4.00% | ||

(Ref: fix10693) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

5 Year Fixed Rate <90% LTV (Fixed until 31/08/2020) | 4.20% | ||

(Ref: fix10692) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

5 Year Investment Fixed Rate ( Fixed until 31/08/2020) | 4.70% | ||

(Ref: fix10912) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

5 Year Investment Fixed Rate (31/08/2020) | 4.90% | ||

(Ref: fix10913) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

7 Year Fixed Rate <60% LTV (Fixed until 31/08/2022) | 3.90% | ||

(Ref: fix10790) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

7 Year Fixed Rate <80% LTV (Fixed until 31/08/2022) | 4.00% | ||

(Ref: fix10695) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

7 Year Fixed Rate <90% LTV (Fixed until 31/08/2022) | 4.20% | ||

(Ref: fix10694) |

VARIABLE RATE LOANS: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.