Ulster Bank Personal Banking, Republic of Ireland(Switch to Northern Ireland)

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Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.

All rates correct at 11 April 2014 and are subject to change. Over 18s only.

*Standard Variable Rate is currently 4.50% ( 4.60% APR*). The Standard Variable Rate is not available to new customers.

The typical examples quoted are for illustrative purposes only and the actual repayment may vary.

APR: Annual Percentage Rate

LTV**: Loan to Value

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Discounted Variable <60% LTV with ufirstgold† / ufirst Private discount (Standard Variable Rate* minus 0.65% for the life of the mortgage) | 3.90% | ||

† Existing customers only. The ufirst/ufirstgold current accounts are no longer available for sale. (Ref: var9189) |

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Discounted Variable <60% LTV with ufirst† discount (Standard Variable Rate* minus 0.60% for the life of the mortgage) | 4.00% | ||

† Existing customers only. The ufirst/ufirstgold current accounts are no longer available for sale. (Ref: var9188) |

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Discounted Variable <75% LTV with ufirstgold† / ufirst Private discount (Standard Variable Rate* minus 0.55% for the life of the mortgage). Available exclusively to ufirstgold† / ufirst Private current account holders. | 4.00% | ||

† Existing customers only. The ufirst/ufirstgold current accounts are no longer available for sale. (Ref: var7824) |

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Discounted Variable <75% LTV with ufirst† discount (Standard Variable Rate* minus 0.50% for the life of the mortgage)
Available exclusively to ufirst† current account holders | 4.10% | ||

† Existing customers only. The ufirst/ufirstgold current accounts are no longer available for sale. (Ref: var4932) |

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Discounted Variable Mortgage <60% LTV (Standard Variable Rate* minus 0.50% for the life of the mortgage) | 4.10% | ||

(Ref: var9187) |

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Discounted Variable Mortgage <75% (Standard Variable Rate* minus 0.40% for the life of the mortgage) | 4.20% | ||

(Ref: var4944) |

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Flexible Variable Mortgage <90% (Standard Variable Rate* plus 0.0% for the life of the mortgage) | 4.60% | ||

(Ref: var4945) |

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Investment Flexible Variable (Standard Variable Rate* + 0.65% for the life of the mortgage) | 5.30% | ||

(Ref: var4946) |

Variable | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Discounted Variable Mortgage <90% (Standard Variable Rate minus 0.10% for the life of the mortgage) | 4.50% | ||

(Ref: var10430) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Fixed Rate until 31/08/2016 LTV<60% New Business Only | 4.50% | ||

(Ref: fix9184) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Fixed Rate until 31/08/2016 LTV<75% | 4.60% | ||

(Ref: fix10530) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Fixed Rate until 31/08/2016 LTV<90% | 4.60% | ||

(Ref: fix4926) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Investment Fixed Rate until 31/08/2016 | 4.80% | ||

(Ref: fix4924) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Fixed Rate until 31/08/2017 LTV<90% | 4.70% | ||

(Ref: fix4925) |

Fixed | |||
---|---|---|---|

Mortgage type | Typical APR 20 years | ||

Fixed Rate until 31/08/2019 LTV<90% | 5.00% | ||

(Ref: fix8988) |

VARIABLE RATE LOANS: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.