Typical Example assuming a Capital and Interest Secure Step Flexible Variable Home Loan of €100,000 over a 20 year term, with a loan to value of less than 95% and typical APR 3.00% (variable) and repayments of €552.10 per month. Total amount repayable €132,503.51 Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €32,503.51. The additional cost per month of a 1% rise in the rate of interest of such a mortgage is €51.25 The total cost of credit of a 1% rise in the rate of interest is €44,803.74.

(Ref: var5264)

Typical Example assuming a Capital and Interest Flexible Variable Home Loan with ufirst discount, €100,000 over a 20 year term, for a loan to value of less than 80% with a typical APR 3.70% (variable) and repayments of €587.70 per month. Total amount repayable €141,047.33. Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €41,047.33. The additional cost per month of a 1% rise in the rate of interest of such a mortgage is €53.08. The total cost of credit of a 1% rise in the rate of interest is €53,785.98.

(Ref: var4932)

Typical Example assuming a Capital and Interest Flexible Variable Home Loan with ufirst discount, €100,000 over a 20 year term, for a loan to value of less than 80% with a typical APR 3.80% (variable) and repayments of €592.89 per month. Total amount repayable €142,293.20. Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €42,293.20. The additional cost per month of a 1% rise in the rate of interest of such a mortgage is €53.34. The total cost of credit of a 1% rise in the rate of interest is €55,093.67.

(Ref: var4933)

Typical Example assuming a Capital and Interest Flexible Variable Home Loan of €100,000 over a 20 year term, with a loan to value of greater than 80% and typical APR 3.90% (variable) and repayments of €598.11 per month. Total amount repayable €143,545.34. Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €43,545.34. The additional cost per month of a 1% rise in the rate of interest of such a mortgage is €53.59. The total cost of credit of a 1% rise in the rate of interest is €56,407.43.

(Ref: var4944)

Typical Example assuming a Capital and Interest Flexible Variable Home Loan of €100,000 over a 20 year term, with a loan to value of greater than 80% and typical APR 4.00% (variable) and repayments of €603.35 per month. Total amount repayable €144,803.74 Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €44,803.74. The additional cost per month of a 1% rise in the rate of interest of such a mortgage is €53.85 The total cost of credit of a 1% rise in the rate of interest is €57,727.22.

(Ref: var4945)

Typical Example assuming a Capital and Interest Investment Variable mortgage of €100,000 over a 20 year term, with a typical APR 4.60% (variable) and repayments of €632.65 per month. Total amount repayable €151,835.85. Total Cost of Credit(Total Amount Repayable - Mortgage Amount) €51,835.85. The additional cost per month of a 1% rise in the rate of interest of such a mortgage is €55.24. The total cost of credit of a 1% rise in the rate of interest is €65,092.95.

(Ref: var4946)

Typical Example assuming a Capital and Interest Top-up Flexible Variable Home Loan with ufirst discount, €100,000 over a 20 year term, for a loan to value of less than 80% with a typical APR 4.80% (variable) and repayments of €640.77 per month. Total amount repayable €153,785.98. Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €53,785.98. The additional cost per month of a 1% rise in the rate of interest of such a mortgage is €55.61. The total cost of credit of a 1% rise in the rate of interest is €67,132.82.

(Ref: var6104)

Typical Example assuming a Capital and Interest Top-up Flexible Variable Home Loan of €100,000 over a 20 year term, with a loan to value of less than 80% and typical APR 5.00% (variable) and repayments of €651.70 per month. Total amount repayable €156,407.43. Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €56,407.43. The additional cost per month of a 1% rise in the rate of interest of such a mortgage is €56.11. The total cost of credit of a 1% rise in the rate of interest is €69,873.07.

(Ref: var6124)

Typical Example assuming a Capital and Interest Fixed Rate Residential Mortgage of €100,000 over a 20 year term, with a typical APR 4.00% and repayments of €616.57 per month. Total amount repayable €144,327.11. Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €44,327.11.

Fixed rates will have a set rate until the maturity of the fixed rate. Example above assumes that the fixed rate with a typical APR 4.00% remains constant for the length of the fixed term. On maturity the rate will default to the Standard Variable Rate 3.90% unless an alternative rate is chosen.

(Ref: fix4924)

Typical Example assuming a Capital and Interest Fixed Rate Investment Mortgage of €100,000 over a 20 year term, with a typical APR 4.00% and repayments of €627.26 per month. Total amount repayable €144,773.38. Total Cost of Credit(Total Amount Repayable - Mortgage Amount) €44,773.38.

Fixed rates will have a set rate until the maturity of the fixed rate. Example above assumes that the fixed rate with a typical APR 4.00% remains constant for the length of the fixed term. On maturity the rate will default to the Standard Variable Rate 3.90% unless an alternative rate is chosen.

(Ref: fix4927)

Typical Example assuming a Capital and Interest Fixed Rate Residential Mortgage of €100,000 over a 20 year term, with a typical APR 4.20% and repayments of €671.05 per month. Total amount repayable €146,554.90. Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €46,554.90.

Fixed rates will have a set rate until the maturity of the fixed rate. Example above assumes that the fixed rate with a typical APR 4.20% remains constant for the length of the fixed term. On maturity the rate will default to the Standard Variable Rate 3.90% unless an alternative rate is chosen.

(Ref: fix6144)

Typical Example assuming a Capital and Interest Fixed Rate Investment Mortgage of €100,000 over a 20 year term, with a typical APR 4.30% and repayments of €682.25 per month. Total amount repayable €146,999.34. Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €46,999.34.

Fixed rates will have a set rate until the maturity of the fixed rate. Example above assumes that the fixed rate with a typical APR 4.30% remains constant for the length of the fixed term. On maturity the rate will default to the Standard Variable Rate 3.90% unless an alternative rate is chosen

(Ref: fix6146)

Typical Example assuming a Capital and Interest Investment Variable mortgage of €100,000 over a 20 year term, with a typical APR 5.60% (variable) and repayments of €687.89 per month. Total amount repayable €165,092.95. Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €65,092.95. The additional cost per month of a 1% rise in the rate of interest of such a mortgage is €57.69. The total cost of credit of a 1% rise in the rate of interest is €78,937.55.

(Ref: var6145)

Typical Example assuming a Capital and Interest Fixed Rate Residential Mortgage of €100,000 over a 20 year term, with a typical APR 4.10% and repayments of €621.90 per month. Total amount repayable €145,022.42. Total Cost of Credit (Total Amount Repayable -Mortgage Amount) €45,022.42.

Fixed rates will have a set rate until the maturity of the fixed rate. Example above assumes that the fixed rate with a typical APR 4.10% remains constant for the length of the fixed term. On maturity the rate will default to the Standard Variable Rate 3.90% unless an alternative rate is chosen.

(Ref: fix4925)

Typical Example assuming a Capital and Interest Fixed Rate Investment Mortgage of €100,000 over a 20 year term, with a typical APR 4.10% and repayments of €632.65 per month. Total amount repayable €145,678.95. Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €45,678.95.

Fixed rates will have a set rate until the maturity of the fixed rate. Example above assumes that the fixed rate with a typical APR 4.10% remains constant for the length of the fixed term. On maturity the rate will default to the Standard Variable Rate 3.90% unless an alternative rate is chosen.

(Ref: fix4928)

Typical Example assuming a Capital and Interest Secure Step Fixed Rate Residential Mortgage of €100,000 over a 20 year term, with a typical APR 4.00% and repayments of €603.35 per month. Total amount repayable €144,068.43. Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €44,068.43.

Fixed rates will have a set rate until the maturity of the fixed rate. Example above assumes that the fixed rate with a typical APR 4.00% remains constant for the length of the fixed term. On maturity the rate will default to the Standard Variable Rate 3.90% unless an alternative rate is chosen.

(Ref: fix5284)

Typical Example assuming a Capital and Interest Fixed Rate Residential Mortgage of €100,000 over a 20 year term, with a typical APR 4.50% and repayments of €657.20 per month. Total amount repayable €149,322.80. Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €49,322.80.

Fixed rates will have a set rate until the maturity of the fixed rate. Example above assumes that the fixed rate with a typical APR 4.50% remains constant for the length of the fixed term. On maturity the rate will default to the Standard Variable Rate 3.90% unless an alternative rate is chosen.

(Ref: fix4926)

Typical Example assuming a Capital and Interest Fixed Rate Investment Mortgage of €100,000 over a 20 year term, with a typical APR 4.60% and repayments of €668.27 per month. Total amount repayable €150,378.35. Total Cost of Credit (Total Amount Repayable - Mortgage Amount) €50,378.35.

Fixed rates will have a set rate until the maturity of the fixed rate. Example above assumes that the fixed rate with a typical APR 4.60% remains constant for the length of the fixed term. On maturity the rate will default to the Standard Variable Rate 3.90% unless an alternative rate is chosen.

(Ref: fix4931)