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Useful information

Credit Cards

Gold card

  • 3.9% (fixed) on balance transfers - for 12 months from account opening and 16.9% (variable) thereafter.
  • 0% (fixed) interest on purchases - for 6 months from account opening and 16.9% (variable) thereafter.
  • 21.1% (variable) on cash advances.
  • Transfer up to a limit of 95% of your credit limit - so, if your new Gold MasterCard has a limit of 3,000, you could switch up to 2,850.
  • Available to over 18s earning at least €30,000 per year who are residents in the Republic of Ireland, subject to status and conditions.
  • Government Stamp Duty 30 applies.

Added Extras

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View all offers available to Ulster Bank credit cardholders

Classic MasterCard

  • 3.9% (fixed) balance transfers for 12 months from account opening and 17.9% (variable) thereafter.
  • 0% (fixed) interest on purchases for 3 months from account opening and 17.9% (variable) thereafter.
  • 21.1% (variable) on cash advances.
  • Transfer up to a limit of 95% of your credit limit - so, if your new Classic MasterCard has a limit of 1,500, you could switch up to 1,425.
  • Available to over 18s who are residents in the Republic of Ireland, subject to status and conditions.
  • Government Stamp Duty 30 applies.

To benefit from the full period of any special offer, including any introductory special offers, you must not break any term of your credit card agreement.