Who can apply?

You could apply for our Classic MasterCard online today and take advantage of our great 3.9% (fixed) balance transfer offer.

You must be aged over 18 to apply.

Financial benefits

Purchases and balance transfers

• You'll pay 3.9% (fixed) interest on your balance transfers for 12 months from account opening. Thereafter the standard annual rate for balance transfers will be 17.9% p.a (variable).
• And for 3 months from account opening you could also pay 0% (fixed) on your purchases. Thereafter the standard annual rate for purchases will be 17.9% p.a (variable).
• Representative 22.6% (variable) APR
  
  We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit

Interest-free credit

• Up to 56 days interest-free credit on purchases if you pay the balance in full and on time and have paid the previous month's balance in full and on time.
  
  There is no interest free period on cash advances or balance transfers.

Manage your credit card

Control your credit card online

Check your balance whenever it suits via Anytime Banking - and pay your balance from almost any computer - PC or Apple Mac.

Pay by Direct Debit

Why worry about late payments? You can settle the balance in full or make the minimum payment.

Flexible credit limits

Need a little bit of breathing space for your finances? After six months you can ask us to review your credit limit.

Share the benefits

Add a cardholder for free

Would your spouse, partner or a close friend enjoy the benefits of your credit card?