Useful information

Balance Transfers

If you wish to request a balance transfer please print and complete the attached form. Post your completed request to:

Ulster Bank Ireland Limited
PO Box 4015
Dublin 2

Your Balance transfer will be processed on the Day it is received by the Bank. The amount of the balance transfer(s) that we process will depend on the allocated credit limit. Should your credit limit be insufficient to process all transfer requests, we will action them according to the order in which you have provided them to us. Ulster Bank is not responsible if a credit or store card provider will not accept payment. We cannot accept responsibility for interest charged by other credit card providers. We can refuse to accept any balance transfer request.

You can only transfer balances from non Royal Bank of Scotland Group companies' credit or store cards.

Click here to download the Credit Card Balance Transfer Request form.

Gold MasterCard

  • Transfer up to 95% of your
    allocated credit limit.
  • 3.9% (fixed) introductory offer is available on all balances transferred within the first 12 months of account opening.
  • 16.9% (variable) on purchases and balance transfers thereafter.
  • 21.1% (variable) on cash advances.
  • No fee for balances transferred to a Gold MasterCard.

Classic MasterCard

  • Transfer up to 95% of your
    allocated credit limit.
  • 3.9% (fixed) introductory offer is available on all balances transferred within the first 12 months of account opening.
  • 17.9% (variable) on purchases and balance transfers thereafter.
  • 21.1% (variable) on cash advances.
  • No fee for balances transferred to a Classic MasterCard.