Ulster Bank credit cards have lots of free safety measures - all designed to protect your card from fraudulent use.

Ulster Bank Secure - an extra layer of protection

Ulster Bank Secure allows you to use a dedicated password to confirm online payments. It's completely free, and ensures that only a genuine cardholder can make the purchase. It's easy to register.

Register now for Ulster Bank Secure

Fraud warnings

If we think there's a fraudulent transaction on your credit card, we will call you to make sure.

Chip and PIN (Personal Identification Number)

Your Ulster Bank credit card uses the latest chip and PIN technology to fight card fraud. A microchip in the card stores data more securely. And when you shop, you will be asked to type your PIN into a special keypad. Chip and PIN is a very simple way to keep your money safe. The system makes it much more difficult for criminals to gain access to your account.

In the past, you would sign a paper receipt to verify your card payments. Now you simply enter a four-digit personal identification number (PIN), just like you do at a cash machine.

Stay safe
Criminals are particularly keen on getting the PINs connected with your debit and credit cards. When entering your PIN details, you should always be vigilant. Chip and PIN tips:

• Always keep your card out of sight and in a safe place, and never let anyone else use it
• Never tell anyone your PIN - not even your family, the bank or the police - and never write it down anywhere
• When you receive a new PIN, memorise it straightaway and immediately destroy the slip