Useful information

Balance Transfers - Overview

Make the most of your money.

Classic MasterCard

  • Transfers up to 95% of your allocated credit limit.
  • Make transfers from any provider, except from other Royal Bank of Scotland Group companies.
  • 3.9% APR introductory offer is available on all balances transferred within the first 12 months of account opening.
  • No fee for balances transferred to a Classic Card.
  • Typical 17.9% APR (variable) on purchases and balance transfers.

Zinc MasterCard

  • Transfers up to 95% of your allocated credit limit.
  • Make transfers from any provider, except from other Royal Bank of Scotland Group companies.
  • 3.9% APR introductory offer is available on all balances transferred within the first 12 months of account opening.
  • No fee for balances transferred to a Zinc MasterCard.
  • Typical 15.9% APR (variable) on purchases and balance transfers.