Zinc card - Overview
Increased spending power with added protection benefits.
- 0% (fixed) for 6 months on purchases (to welcome you as a new Cardholder) and 15.9% (variable) thereafter.
- 3.9% (fixed) for 12 months on balance transfers and 15.9% (variable) thereafter. (For a Zinc Card you need to have a minimum salary of €30k per annum.)
- Ulster Bank YourPoints is a complimentary loyalty programme that rewards you every time you spend on your Ulster Bank Credit Card - giving you 1 Ulster Bank YourPoint for every €1 spent on purchases.
We have a vast selection of lifestyle rewards that are designed to suit your needs - choose from flights, hotels, holidays, car hire, and shopping vouchers.
It's easy to register. Once you have received your Ulster Bank Credit Card just visit www.ulsterbank.ie/yourpoints or call us on 1890 987 999 and have your credit card account details handy. - Flexible credit limits - Minimum credit limit of €5,000. After six months you can ask us to review your credit limit (subject to approval).
- No annual fee.
- Government Stamp Duty €30 applies.
- Up to 56 days' interest-free credit on purchases. If you pay the balance in full and on time (within 25 days of your statement being issued) and have paid the previous month's balance in full and on time.
