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Current account - Overview

We're committed to making banking easier for you..That's why we're offering extra benefit accounts that suit your lifestyle!

Our dedicated switching team will make most of the arrangements for you and are on hand to answer your questions.

Our switcher service only takes one signature!

Use Your Card Everywhere, Everyday with your Ulster Bank Visa Debit card
More information on Visa Debit

Anytime and Mobile Banking

Keep track of your finances wherever you are with our internet, telephone and mobile banking services.
Find out more

Monthly Maintenance Fee

A monthly maintenance fee of €4 applies to the Current Account. Some exclusions may apply. There are two waivers in place to help you avoid paying the fee. Please see our brochure A Guide to Personal Accounts Fees and Interest

Overdraft - subject to availability**

Extra breathing space for your finances.
More on Overdrafts

Pay Bills

Standing Orders and Direct Debits make it easy.

Emergency Cash

If your card is lost or stolen and you need emergency funds, you can take advantage of our 24 hour Emergency Cash service. After answering a few quick security questions, you will be given a code enabling you to withdraw cash without a card from any Ulster Bank or EasyCash ATM* in ROI.
More on Emergency Cash


Check your statements online or receive a paper copy. You can also get a mini statement at any Ulster Bank ATM*.

Annual Customer Review

We offer you a consultation every year with one of our customer advisors


Terms and Conditions apply

*ATM: Automated Teller Machine

** Lending criteria, terms and conditions apply. Credit is only available to persons aged 18 or over, who are residents of the Republic of Ireland and is subject to status. Security may be required. Overdraft is repayable on demand. The overdraft facility may not be exceeded without the prior permission of Ulster Bank. If you exceed your overdraft limit, surcharge interest in addition to debit interest will be applied on any amount over the authorised limit, other charges may also apply. Please see our booklet " A Guide to Personal Accounts Fees and Interest " for details.

Stamp Duty

Government Stamp Duty is payable on debit cards as follows;
€2.50 is paid where cards have been used at ATMs only.
€2.50 is paid where cards have been used at Point of Sale only.
€5 is paid where cards have been used at ATMs and at Point of Sale

Ulster Bank Ireland Limited. A private company limited by shares, trading as Ulster Bank, Ulster Bank Group and Banc Uladh. Registered in Republic of Ireland. Registered No 25766. Registered Office: Ulster Bank Group Centre, George's Quay, Dublin 2. Member of The Royal Bank of Scotland Group. Ulster Bank Ireland Limited is regulated by the Central Bank of Ireland. Calls may be recorded

Apply online


Call 1800 303 004

Lines are open:
8:30am - 7:30pm Mon - Fri
9am - 2pm on Saturday
(excl. bank holidays).

Calls may be recorded.

Request a call back

Note: The earliest we can
call you back is the next
working day and will be between:
Mon to Fri 8:30am to 7:30pm,
(excl. bank holidays).