ufirstgold account - Overview

- Up to €1,000 interest-free overdraft (0% variable) see note below.
- Monthly membership fee: €14
- Annual worldwide travel insurance.
- Mobile phone insurance.
- Overdraft preferential rates for ufirstgold customers (see note below)
- Our tailored-rate personal loans for ufirstgold customers.
- Our tailored-rate mortgage for ufirstgold customers.
- Ticket Booking Service - 25% cash back off concerts, shows and sporting events. Cash back applies to 4 tickets per event.
- Ulster Bank Car Insurance - save 10% on your Ulster Bank Car Insurance premium, in addition to other Ulster Bank Car Insurance discounts which you may be eligible for.
- Exclusive discounts on flights, hotels and more.
For a monthly membership fee of just €14, you get all of the lifestyle benefits of ufirst and even better tailored banking rates, and more!
Download the 'Welcome to ufirstgold' (PDF) brochure for more information.
Important information
Lending criteria, terms and conditions apply. Credit is only available to persons aged 18 or over, who are residents of the Republic of Ireland and is subject to status. Security may be required.
Calls may be recorded.
Note: Overdraft is repayable on demand. The overdraft facility may not be exceeded without the prior permission of Ulster Bank. If you exceed your overdraft limit, surcharge interest in addition to debit interest will be applied on any amount over the authorised limit, other charges may also apply. Please see our booklet A Guide to Personal Account Fees and Interest for details.
Please note that the Ticket Booking Service, Travel Service and Dining Service are not activities regulated by the Central Bank of Ireland.




