Debit Cards Abroad
Going on holiday, or taking a business trip? Your Ulster Bank Visa Debit card can be a safe and convenient payment method to make transactions abroad.
Ulster Bank Visa Debit cards are accepted at 30 million retail outlets and 1 million ATMs* worldwide. All we do is simply convert the foreign currency amount you're paying or withdrawing into Euro, and apply transaction charges.
Then, the total amount is automatically debited from your account. Details of the transactions you make will appear on your statement so it really couldn't be easier.
To use your debit card, just look for the Visa logo in retailers or on cash machines next time you are abroad, and then use your card as normal.
Need to withdraw cash?
For details of where you can withdraw cash abroad, please access the following ATM* locator.
Remember, there will be an additional fee for withdrawing cash.
* Automated Teller Machine
Debit Card charges outside the Eurozone
The table below outlines Debit Card charges outside the Eurozone.
| Transaction Type (Outside the Eurozone) | Charge | ERTF Fee* |
| Cash withdrawal at a Royal Bank of Scotland, NatWest or Ulster Bank cash machine in the UK | No Charge | No Charge *** |
| Cash withdrawal which is not at a Royal Bank of Scotland, NatWest or Ulster Bank cash machine** | 2% of transaction amount (min €3, max €12) | 1.5% of transaction amount |
| Purchasing foreign currency or travellers cheques using your debit card** | 1% of transaction amount (min €0.25, max €6) | 1% of transaction amount (min €0.25, max €6) |
| Purchases (point of sale transaction) | 1% of transaction amount (min €0.25, max €6) | 1% of transaction amount (min €0.25, max €6) |
* Exchange Rate Transaction Fee
** Local banks may charge a fee
*** Transaction is converted into Euro at a rate determined by Ulster Bank
Foreign Exchange Rates
Daily debit card foreign exchange rates are set by Visa. The link below will transfer you to the Visa website to calculate indicative foreign exchange rates. Please note that currencies fluctuate everyday.
Visa daily foreign exchange rates online