Adapt account - Overview

Visa Debit Card
Can be used in shops, online and over the phone.

  • Government Stamp Duty of €2.50 a year applies on debitCARDs used at Point of Sale only.
  • Government Stamp Duty of €2.50 a year applies on debitCARDs used at cash machines only.
  • Government Stamp Duty of €5 a year applies on debitCARDs used at cash machines and used to pay for goods and services.

Free Anytime Internet and Telephone Banking
The simple, convenient and secure way to manage your accounts, available to you 24 hours a day if you're over 11. Some Anytime Banking services may not be available to under 18s.
More on Anytime Banking


Mobile Phone Banking
Your finances are available at your finger tips 24 hours a day, wherever you are - helping you keep track of your spending. You can set up text alerts or download one of our free smartphone banking apps.
More on Mobile Phone Banking


Important Information

When you reach 18 years we may change your Account to a Current Account, Student Account or another Account which we believe with good reason may be right for you. We will write to tell you at least 60 days before we do this. For Student Accounts we may ask for confirmation from the organisation that processes your application to enter higher education that you have taken up your place. Information on our charges and interest rates is set out in our brochure A Guide to Personal Account Fees and Interest which is available in our branches or on our website www.ulsterbank.ie.

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