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Student account - Important Information

Student Package

Terms and conditions apply. Ulster Bank Student Package is only available to full-time (minimum course length of one year, maximum six years), third level students aged 18 and over, resident in the Republic of Ireland. Only one Student Account per student. You must use the Student Account as your main current account and deposit regular amounts. Overdrafts and other credit facilities are only available to persons aged 18 or over (whose course is a minimum of two years), and are granted subject to repayment capacity, status and conditions. Security may be required. We may also carry out credit scoring where we assess whether credit is affordable for you based on the information you provide.

Liabilities on overdrafts may be set-off against any other account in your name. Formalities may include the use of Credit Reference Agencies who will note that an enquiry has been made about you. If you borrow and do not repay in full, within the agreed credit terms, Credit Reference Agencies may be advised and will note the outstanding debt.

This may affect future applications for credit facilities through the Ulster Bank Group of companies (Ulster Bank) or other lenders.

Please see our Terms and Conditions brochure for more information.

Information and rates correct as at March 2014 and are subject to change.

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