Bank Charges
| Information on Personal Current Accounts | |
| ufirst Current Account Monthly Membership Fee: | €10.00 |
| ufirst gold Current Account Monthly Membership Fee: | €14.00 |
| ufirst Private Current Account Monthly Membership Fee: | €14.00 |
|
There is a monthly fee of €36 for the Private Relationship service provided to customers of
Ulster Bank Private charged via their Private current account or ufirst Private current account. | |
| Current Account Monthly maintenance fee (applicable from July 1st 2013) | €4.00 |
| Standard Account Monthly maintenance fee (applicable from July 1st 2013) | €4.00 |
|
A monthly maintenance fee of €4 will apply to Current Accounts from July 1st 2013. Some exclusion's may apply. There are two waivers in place to help you avoid paying the fee. Please see our brochure
A Guide to Personal Accounts Fees and Interest | |
| Account Fees - Non-Personal Accounts | |
| All manual transactions | €0.40 each |
| All automated transactions including Laser debit transactions | €0.22 each |
| Unsealed Cash Lodged (percentage of value lodged) | 0.5% |
| Sealed Cash Lodged (percentage of value lodged) | 0.2% |
| Notes Paid Out (percentage of value paid out) | 0.5% |
| Notes Exchanged (percentage of value exchanged) | 1.0% |
| Coin Exchanged (percentage of value exchanged) | 2.0% |
| Fast Cash Paid (% of value lodged) | 0.5% |
| Cheques Lodged | €0.24 each |
| Account Maintenance Fee per quarter | €5.08 |
| Charges for Additional Services | |
|
Applicable to all customers, including ufirst, ufirst gold, Private and ufirst Private Current
Account customers. There are no charges for arranging or having a standing order or direct debit. | |
| Arrangement Fees - non-personal customers | |
| - Fixed Rate Borrowing | Negotiated Fee |
| - Variable Rate Loan | Negotiated Fee |
| Arrangement Fees: Overdraft Set Up/Renewal | Negotiated Fee |
| Assignment of Life Policy | |
| - Personal | €31.74 |
| - Non-personal | €50.00 |
| Bank Draft - Domestic Euro | €2.25 |
| Bank Draft - Non Euro | €3.81 |
| Bank Giro Credits - non personal accounts | €0.51 |
| Bank Giro Credits - Direct | €0.63 |
| Bank Report for Audit Purposes | €25.00 |
| Certificate of Interest/Balance | €3.81 |
| Cheque Book | No Charge |
| (Government Duty of €0.50 per cheque is payable) | |
| Cheque - Telephone Fate of - non personal accounts | €3.49 |
| Credit Established | €6.35 |
| Duplicate Statements (per account) | |
| • first sheet | €3.81 |
| • Second sheet | €2.54 |
| • Additional sheets | No Charge |
| Encashment of cheque for non-customer | €1.27 |
| Facsimile Statement Charge per sheet - non personal accounts | €1.27 |
| Frequent Statement Charge per additional statement | €1.27 |
| Indemnities: | |
| • Bonds, Guarantees | 1% per annum |
| • Lost Share certificates | 0.5% of value, max €31.74 |
| Interbank Domestic Transfer* | |
| Same day value | |
| • Via paper | €24.50 |
| Irregular Account Charge | €4.44 |
| MasterCard Business Card (per annum) | €19.05 |
| Night Safe Wallet (per half year) | €20.00 |
| Safe Keeping | |
| • Envelope (per annum) | €40.00 + VAT (Value Added Tax) |
| • Box (per annum) | €80.00 + VAT |
| • Access Fee | €10.00 |
| Standing Order - Manual Payment - Lack of funds | €6.35 |
| Status and other Confidential Enquiries | €5.24 + VAT |
| Stop Payment Advices | €5.08 |
|
Unpaid Cheques/Direct Debits/Standing Orders/
Future Dated Payments | €12.70 |
|
Unpaid Direct Debits Charge to Originator - non
personal accounts | €0.63 |
| Credit Card Charges | |
| Purchases inside euro | N/A |
| Purchases outside euro zone: | *Administration levy equivalent to 2% of the transaction value |
| Cash Advance - inside euro zone | 1.5% handling charge (Min charge €2.54, no maximum charge) of the transaction value |
| Cash Advance - outside euro zone | Administration levy equivalent to 2% of the transaction value plus 1.5% handling charge (Min charge €2.54, no maximum charge) of the transaction value |
| Each time the credit limit is exceeded | €8.50 |
|
Each time there is a failure to make a payment within 3 days
of the required date | €8.50 |
| If a cheque (payable to us) or direct debit cannot be paid | €7.00 |
| Each time an additional copy of a statement is requested | €2.00 |
| Government Duty payable on credit cards | €30 per annum |
| For Debit card fees and charges, please see pages 18 & 19 of our Guide to Personal Account Fees and Interest . | |
| Visa - International ATM (Automated Teller Machine) Transaction^ (excluding withdrawals within the Eurozone or from an Ulster Bank, Easy Cash, Royal Bank of Scotland, NatWest cash machine) | 2% of value, min €3, max €12 plus 1.5% Foreign Exchange Transaction Fee |
|
Visa - International Point of Sale Transaction^
(excluding withdrawals within the Eurozone or from an Ulster Bank, Easy Cash, Royal Bank of Scotland, of the transaction value plus NatWest cash machine) | 1% foreign exchange fee (min charge €0.25, max charge €6) of the transaction value plus 1% transaction fee charge (min charge €0.25, max charge €6) of the transaction value |
* Full details of all fees and charges are contained in our booklets
A Guide to Personal Accounts Fees and Interest
and
A Guide to Business Current Account Fees
.
^ This does not include any additional fees that a merchant or cash machine owner may impose on the customer for using this service.