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Bank Charges

Information on Personal Current Accounts
ufirst Current Account
Monthly Membership Fee:

† Existing customers only. This product is no longer available to new customers.

€10.00
ufirst gold Current Account
Monthly Membership Fee:

† Existing customers only. This product is no longer available to new customers.

€14.00
ufirst Private Current Account
Monthly Membership Fee:
€14.00
There is a monthly fee of €36 for the Private Relationship service provided to customers of
Ulster Bank Private charged via their Private current account or ufirst Private current account.
Current Account
Monthly maintenance fee (applicable from July 1st 2013)
€4.00
Standard Account
Monthly maintenance fee (applicable from July 1st 2013)
€4.00
A monthly maintenance fee of €4 will apply to Current Accounts from July 1st 2013. Some exclusion's may apply. There are two waivers in place to help you avoid paying the fee. Please see our brochure
A Guide to Personal Accounts Fees and Interest
Account Fees - Non-Personal Accounts
All manual transactions €0.40 each
All automated transactions including Laser debit transactions €0.22 each
Unsealed Cash Lodged (percentage of value lodged) 0.5%
Sealed Cash Lodged (percentage of value lodged) 0.2%
Notes Paid Out (percentage of value paid out) 0.5%
Notes Exchanged (percentage of value exchanged) 1.0%
Coin Exchanged (percentage of value exchanged) 2.0%
Fast Cash Paid (% of value lodged) 0.5%
Cheques Lodged €0.24 each
Account Maintenance Fee per quarter €5.08
Charges for Additional Services
Applicable to all customers, including ufirst†, ufirst gold†, Private and ufirst Private Current
Account customers. There are no charges for arranging or having a standing order or direct debit.
Arrangement Fees - non-personal customers
- Fixed Rate Borrowing Negotiated Fee
- Variable Rate Loan Negotiated Fee
Arrangement Fees: Overdraft Set Up/Renewal Negotiated Fee
Assignment of Life Policy
- Personal €31.74
- Non-personal €50.00
Bank Draft - Domestic Euro €2.25
Bank Draft - Non Euro €3.81
Bank Giro Credits - non personal accounts €0.51
Bank Giro Credits - Direct €0.63
Bank Report for Audit Purposes €25.00
Certificate of Interest/Balance €3.81
Cheque Book No Charge
(Government Duty of €0.50 per cheque is payable)
Cheque - Telephone Fate of - non personal accounts €3.49
Credit Established €6.35
Duplicate Statements (per account)
first sheet €3.81
Second sheet €2.54
Additional sheets No Charge
Encashment of cheque for non-customer €1.27
Facsimile Statement Charge per sheet - non personal accounts €1.27
Frequent Statement Charge per additional statement €1.27
Indemnities:
Bonds, Guarantees 1% per annum
Lost Share certificates 0.5% of value, max €31.74
Interbank Domestic Transfer*
Same day value
Via paper €24.50
Irregular Account Charge €4.44
MasterCard Business Card (per annum) €19.05
Night Safe Wallet (per half year) €20.00
Safe Keeping
Envelope (per annum) €40.00 + VAT (Value Added Tax)
Box (per annum) €80.00 + VAT
Access Fee €10.00
Standing Order - Manual Payment - Lack of funds €6.35
Status and other Confidential Enquiries €5.24 + VAT
Stop Payment Advices €5.08
Unpaid Cheques/Direct Debits/Standing Orders/
Future Dated Payments
€12.70
Unpaid Direct Debits Charge to Originator - non
personal accounts
€0.63
Credit Card Charges
Purchases inside euro N/A
Purchases outside euro zone: *Administration levy equivalent to 2% of the transaction value
Cash Advance - inside euro zone 1.5% handling charge (Min charge €2.54, no maximum charge) of the transaction value
Cash Advance - outside euro zone Administration levy equivalent to 2% of the transaction value plus 1.5% handling charge (Min charge €2.54, no maximum charge) of the transaction value
Each time the credit limit is exceeded €8.50
Each time there is a failure to make a payment within 3 days
of the required date
€8.50
If a cheque (payable to us) or direct debit cannot be paid €7.00
Each time an additional copy of a statement is requested €2.00
Government Duty payable on credit cards €30 per annum
For Debit card fees and charges, please see pages 18 & 19 of our Guide to Personal Account Fees and Interest .
Visa - International ATM (Automated Teller Machine) Transaction^ (excluding withdrawals within the Eurozone or from an Ulster Bank, Easy Cash, Royal Bank of Scotland, NatWest cash machine) 2% of value, min €3, max €12 plus 1.5% Foreign Exchange Transaction Fee
Visa - International Point of Sale Transaction^
(excluding withdrawals within the Eurozone or from an Ulster Bank, Easy Cash, Royal Bank of Scotland, of the transaction value plus NatWest cash machine)
1% foreign exchange fee (min charge €0.25, max charge €6) of the transaction value plus 1% transaction fee charge (min charge €0.25, max charge €6) of the transaction value

* Full details of all fees and charges are contained in our booklets A Guide to Personal Accounts Fees and Interest and A Guide to Business Current Account Fees .
^ This does not include any additional fees that a merchant or cash machine owner may impose on the customer for using this service.