The smarter way to control your business spending

What's ClearSpend?

ClearSpend is a free web and mobile app that gives Commercial Cards customers complete control of their account in real-time and lets employees check their balance on the go. ClearSpend is a Irish banking industry first, and works across all the major platforms, whether that’s Android, iOS or through your web browser.

See how ClearSpend works

Tutorial video to show how you can use ClearSpend to view balance and transaction information and how to make changes to employee's credit limits and merchant category blocking.

Why use ClearSpend?

Why use ClearSpend?

Clear visibility of every transaction

View cardholders transactions and balance information in real time as they happen, with handy graphs to help you analyse spend patterns.

Control what's spent where

Set cardholder credit limits (daily, monthly or per transaction) and merchant category blocking. Email and push notifications keep cardholders aware of changes.

Communicate with your cardholders

Employees can download their own version of the app and easily send requests to change their card restrictions, which you simply accept or decline.

Turn the card 'on or off'

You can block a card and enable it again or even close a card if an employee leaves the company.

Strong Customer Authentication 

To protect you when shopping online we use Strong Customer Authentication to make sure it is you making the transaction. This will require you to approve the transaction in the ClearSpend mobile app before you can complete the transaction.

Who can register for ClearSpend?

The first ClearSpend user within a company will need to be an authorised signatory and their email address must be recorded on the Commercial Card account in order for them to register.  Once registered, the authorised signatory can then invite additional users within their company to also use ClearSpend.

In partnership with SpendLabs.

Contact us

New customers

Call: 0818 211 690

Lines are open 8.30am - 5pm  Monday to Friday - Note calls may be recorded


Existing customers

Already have an Ulster Bank Ireland DAC Commercial Card Account? 

Ulster Bank Ireland DAC ClearSpend is available to download from the App Store and from Google Play. For more information call our Commercial Cards helplines on:

OneCard - 0818 210 278

Business Card - 0818 210 278

Purchasing Card – 0818 210 278

Lines are open Mon-Fri 8am-6pm Sat 9am-1pm – Note calls may be recorded