More control for peace of mind


Available to existing business customers only.

Use Apple Pay and Google Pay

Apple Pay

Now more than ever, you should consider using Apple Pay to pay with your Business card. It’s contactless, safe and easy. If you’ve never made a contactless payment with Apple Pay, it’s simple to set up before you leave home.

Google Pay

Got an Android phone? You can store your card details in your secure Google account. Then use your phone to pay for anything from boarding passes to restaurant meals.

Apple Pay and Google Pay available on selected Apple Android devices. Retailer limits may apply.

Features and benefits

Acceptance worldwide

accepted at over 32 million outlets worldwide*

Interest-free credit

on purchases for 37 days (if you pay the monthly balance in full and on time by Direct Debit)

Greater control

restrict certain types of transactions or set spending limits for each cardholder

Added protection

with Travel Accident Insurance and Assistance (underwritten by Chubb European Group SE) and Corporate Liability Waiver Insurance (managed by Advent Underwriting Limited)

Safe and secure

Ulster Bank Secure for online purchases and chip and PIN for face to face transactions

Transparent spending

sophisticated online reporting using Smart Data Online to track and manage individual cardholder spending

Features and benefits

Strong Customer Authentication 

To protect you when shopping online we use Strong Customer Authentication to make sure it is you making the transaction. This will require you to approve the transaction in the ClearSpend mobile app before you can complete the transaction

Other details

Download the Travel Accident & Assistance Policy (PDF 1.5MB).

OneCard has an annual fee of €50 per cardholder. Government stamp duty of €30 applies. Ancillary fees may also be applicable. Find out more information within our OneCard application pack (PDF, 689KB).

Our Card Currency Calculator provides more details on using your card abroad.

Smart Data OnLine

A secure management information system that helps you manage and streamline your OneCard programme.

More spending information: access daily updated transaction data

Review and allocate spending: review and approve employee expense transactions and apply cost allocations to each transaction

Tailored reports: export data for analysis or integrate with your accounting system


Anything else we can help with?