Important Notice about Closure to New Business
Update on Ulster Bank Ireland DAC presence in the Republic of Ireland.
We remain open for all existing business customers' needs and requirements only.
For more information click here.
Boost cash flow with a Business Overdraft
Financial support so you can focus on your business
Overdrafts are only available to existing customers. You must have a current account to apply for an overdraft. Available to over 18s only. Security may be required. Product fees may apply. Lending criteria, terms and conditions apply. Lending is for business purposes only.
Is a Business Overdraft right for you?
Allows you to manage your cashflow and allows for seasonal fluctuations in trade
Meets a short term financing requirement
For more details, see our Business Overdraft Fact Sheet (PDF, 27KB)
Interest is charged at a margin plus the Ulster Bank Ireland borrowing rate.
Please note: If you exceed your overdraft limit without prior authorisation, fees and charges will apply. See A Guide to Business Current Account Fees (PDF, 291KB) brochure for more details
Credit facilities are subject to status and conditions. Security may be required. Applicants must be existing customers only, over 18 years of age. Formalities include the use of Credit Reference Agencies who will note that an enquiry has been made about you. If you borrow and do not repay in full, within the agreed terms, Credit Reference Agencies may be advised and will note the outstanding debt. This may affect any future applications for credit facilities through the Ulster Bank Group of Companies or other lenders.
If you have a Relationship Manager, please contact them in the first instance to discuss your options. If you do not have a relationship manager, apply below.