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Credit Cards

Closing your credit card account

All you need to know about closing your credit card account.

Our Credit Card Centre can help you close your credit card account, call on 0818 210 261 (0044 1702 275 524 if calling from abroad). Lines open 24 hours a day including Bank Holidays.

How can I close my credit card account?

As part of our phased withdrawal from the market in the Republic of Ireland, we will communicate with you directly in advance of any changes which affect your credit card and outline any action required by you. However, you might want to start seeking a new credit card provider. The Competition and Consumer Protection Commission (CCPC) provides independent information including product comparison tools to help you find another provider, visit: www.ccpc.ie/consumers/money-tools/credit-card-comparisons *.

*The link is attached for guidance purposes. Ulster Bank is not responsible for the content of third-party websites.

Our Credit Card Centre can help you close your credit card account, call on 0818 210 261 ( 0044 1702 275 524 if calling from abroad). Lines open 24 hours a day including Bank Holidays.

Important information before you close your account

Government Stamp Duty

Credit Card Stamp Duty (€30) is a tax charged by the Government on credit cards issued in the Republic of Ireland each year. It is charged on the 1st April each year (for the preceding year) or when an account is closed.  Customers are charged for each credit card they hold.   When you close an account, you are charged the stamp duty on closure.  If you are opening an account with a new provider, there is a process in place to help them make sure you do not pay the tax twice in one year. You can request a letter of closure by writing to us at Ulster Bank Cards, PO Box 4015, Dublin 2 and submit that letter to your new provider so that you are not charged the duty on the next 1st of April.

 

Recurring Transactions:

When we close your account we will cancel any recurring transactions, e.g. Netflix subscription.  We recommend you contact the retailers to arrange another method of payment.