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Meet John
John is a regular user of Anytime Banking and the Ulster Bank Mobile App. As he maintains a cleared balance of €3,000 in his account for the full charge period, John is not charged transaction fees.
If John’s balance went below €3,000 at any point during the charge cycle, his transactions would be chargeable.
This is how his fees will break down in a typical month:
| Transaction type | Fee | Number of transactions | Monthly cost (if waiver not met) |
Reduced monthy cost due to waiver |
|---|---|---|---|---|
| Contactless | €0.01 | 11 | €0.11 | €0.00 |
| Debit card | €0.20 | 20 | €4.00 | €0.00 |
| Automated | €0.20 | 9 | €1.80 | €0.00 |
| ATM | €0.35 | 3 | €1.05 | €0.00 |
| Total transaction free | €7.65 | €0.00 | ||
| Total | €9.76 | €2.00 |