Financial Planning

Navigator Investment Bond

What is Navigator Investment Bond?

Navigator Investment Bond is a life assurance lump sum investment product from Irish Life. Your money is invested in one or a combination of Irish life investment funds. Navigator Investment Bond could be ideal if you have money to invest and are hoping to achieve higher returns than a deposit account while at the same time hoping to out-perform inflation.

The need to knows

  • Navigator Investment Bond gives you access to 22 funds, including Irish Life’s Multi Asset Portfolio range of funds. 
  • You can start investing from €15,000 with the option to top up by €1,000 at any time.
  • There is a maximum investment of €1,000,000 for the Property Portfolio Fund.
  • We'll send you a statement every year which will set out, in English the value of your investments.
  • Charges apply, find out more here

Suitability Snapshot

We have set out some important points for you to consider to help you decide if this plan is suitable for you. 

A Navigator Investment Bond might suit you if you:

 are aged 18 to 74.

 Want to invest for 5 years or more.

Have at least €15,000 to invest.

Are prepared to risk getting back less than your original investment amount.
Want to invest in a wide range of fund types, and understand the risk of values falling and rising. 

A Navigator Investment Bond might not suit you if you:

are aged 17 or younger, or 75 or over.

 Want to invest for less than 5 years.

Have less than €15,000 to invest.

Want a product with capital protection so your money is protected.
Want to invest in funds with little risk or movement in value or a risk free deposit account.