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Financial Planning

Navigator - Personal and Company Pension

What is Navigator Pension?

This pension type is suitable for:

People who want to take out a personal pension plan.

Employers who want to provide pension benefits for their employees through a company pension arrangement.

The need to knows:

Suitability Snapshot

We have set out some important points for you to consider to help you decide if this plan is suitable for you. 

Navigator pension plans might suit you if you:

are looking for a long term investment plan to provide for your retirement

 don't need access to your money before age 60 (or until you retire)

are happy with the choice of funds and the charges on this plan

have at least €1,800 a year to invest

would like to take advantage of the tax relief available on pension contributions.  You understand that when you retire, your pension benefits (after the retirement lump sum) are taxed as income.  

Navigator pension plans might not suit you if you:

are looking for a short term investment plan that won't be used for retirement.

need access to your money before age 60 (or before you retire)

aren't happy with the choice of funds and the charges on this plan

have less than €1,800 a year to invest

you are not paying income tax and cannot take advantage of the tax relief available on pensions contributions.

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