Step 1: Choose
Choose which financial provider you want to open an account with.
Important Customer Notice
We have now begun closing accounts. Ulster Bank is closing, and our team has begun to close current and deposit accounts. If your six month closure notice period has passed and your deadline has been reached, your account is now queued for closure. You must take action now. If you are still relying on your personal or business bank account and in need of support, please contact us immediately on 0818 210 260.
Need extra support closing your account e.g. due to a disability, health condition or because your circumstances have changed?
Find out what supports are available to you here.
Option 1: Move the account yourself
Option 2 : Switch to your new savings account(s) through your new provider
Option 1: Close the account yourself
Option 2 : Close your account through the Switching service
For further help with the Choose, Move, Close process, view our frequently asked questions section.
We have created a guide which will provide you with important information for when you are moving and closing your Ulster Bank Personal Current and Savings accounts.
Click here to download the Personal Current and Savings Account Closure Booklet
The Competition and Consumer Protection Commission (CCPC) provides independent information including product comparison tools to help you find another provider, visit www.ccpc.ie/consumers/money-tools*.
It is important to engage with your new account provider as early as possible to allow sufficient time for your new account to be opened.
*This link is included for guidance purposes. Ulster Bank is not responsible for the content of third-party websites.
**DIRT stands for Deposit Interest Retention Tax. Under current legislation, the effective DIRT rate is 33%.
The most convenient way to close your sole or joint savings account(s) is through our Anytime Banking service.
You can register or reset your PIN and password for Anytime Banking in minutes Visit our Ways to Bank page for more information.
Where there is limited access to your joint account(s), consent is needed from all named account holders to close the account. Otherwise consent is only required by one named account holder to close the account.
If your account has limited access, please see ‘Other ways to close your savings account’ below.
Other ways to close your savings account(s)
If you’re closing an account that has limited access; you wish to use another channel or need further support, you can:
*Call costs may vary. Calls may be recorded for training and monitoring purposes.
You can prepare to close your account by following the checklist below. Its is important that you follow each step to ensure the process is as easy as possible.
Please Note: It is very important for you to know that lodgements should not be made to your account via Post Offices if your account has been deactivated as the funds will not be credited to your account.
It is likewise very important to know that lodgements should not be made to your account via Post Offices if your account has been closed as the funds will not be credited to your account
If you had an account with Ulster Bank and we do not have your up to date contact details, we may be unable to send you a cheque after your account has been closed.
If you have been receiving post from Ulster Bank, you do not need to take any action. If you have not been receiving post from Ulster Bank and your account has been closed, you can reclaim your balance. Details on how you can do this is detailed in the FAQs below.
Need support with closing your current/savings accounts?
Need extra support closing your account e.g. due to a disability, health condition or because your circumstances have changed?
*Call costs may vary. Calls may be recorded for training and monitoring purposes.