A smarter view of your spending 

With Spending, your transactions will be automatically put into one of our twelve categories, to show a clearer picture of how you spend your money.

Bills

Home & garden

Eating out

Transport

Shopping

Entertainment

Health & beauty

Groceries

Income

Other

Transfers

Uncategorised

To make Spending suit you even more, you can manually change the category of any transaction once it’s fully cleared to your account.

When setting up Spending, you’ll be asked to choose your ‘first day’ of each month so the app knows when to move to the next cycle.

This can be any date you like.  For example, you may wish to choose your payday so you can assess the entire timeframe between getting your salary.

You can adjust this date after setup too, just visit the Settings section at the top right corner of your app.

You could spend less and save more by setting yourself a monthly budget. This new feature lets you add a budget to your Spending categories within our app, so you are in control of what you spend and where.

Spending comes with the same modern security features present in the rest of our app. You can choose from fingerprint, facial recognition or a 6-digit passcode to protect your app.

For peace of mind, your data will never be stored on your phone. And when you log out, no trace of your account will stay on your device.

Fingerprint and facial recognition are available on selected devices.