Current Account
Our most popular account loaded with features
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Current accounts
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This product is no longer available for sale.
Ulster Bank Ireland DAC is no longer accepting any new application requests from personal customers. There are some exceptions to this for existing customers, click here for further information.
Important Update to Fees and Interest 25/08/2022
To support customers in their transition to a new Financial Provider, we are removing some of our fees and interest. Where applicable, we will no longer charge the following fees and interest, effective from dates below:
Product Type |
Fee Description |
Fee/Interest Rate prior to removal |
Effective date of Removal |
Personal Current Accounts |
Surcharge Interest* |
9% (Additional 9% on top of the overdraft interest rate) |
18-Aug-22 |
Personal Current Accounts |
Overdraft Set Up Fee |
€25 |
19-Aug-22 |
Foreign Currency Current Account |
Administration Fee - Sterling accounts** |
£75 |
19-Aug-22 |
Foreign Currency Current Account |
Administration Fee - All other currency accounts** |
€150 |
19-Aug-22 |
Personal Current Accounts |
Monthly Maintenance Fee** |
€2 |
20-Aug-22 |
Personal Current Accounts |
Unpaid Outwards Charge |
€12.70 |
23-Aug-22 |
Personal Current Accounts |
Irregular Account Charge |
€4.44 |
23-Aug-22 |
*Overdraft interest continues to be applied on all overdrawn balances, including any excess amount.
** Transaction fees will continue to apply.
Please note:
- All fees and surcharge interest listed in the above table are being removed permanently to support customers in their transition to a new Financial Provider. Fees and charges relating to the above products are listed in our Guide to Personal Accounts Fees and Interest brochure and our Schedule of Services Payment & International Banking Charges brochure.
- All other fees and charges not listed in the above table for removal will continue to apply, where applicable.
Please click here for FAQ’s relating to these changes.
Student Account
Our no hassle account which could help you get your college life off to a good start
Adapt Account
Our account for young people which could help you start managing your money if you’re between 11 & 18 years old
Graduate Account
Our current account that could support your life after graduation
Other Accounts
Dual, Current Plus, Facility, ufirst and ufirstgold Accounts are no longer available you can find information on the accounts below:
Anytime Banking is available to those aged 11 and over with an eligible account.
Mobile App available on most smartphones to customers with Anytime Internet Banking and a Republic of Ireland or international mobile number in specific countries. Some payment options not available to customers under the age of 16. Please read our mobile app terms and conditions for more information.
Some mobile app features are not available with the Adapt account.
Contact us
Call us:
0818 210 260
Lines are open:
Monday to Friday 8.30am – 8pm and Saturday 9am – 3pm