Flexible ways to bank
Ulster Bank Ireland DAC is no longer accepting any new application requests from personal customers. There are some exceptions to this for existing customers, click here for further information.
In the month of July of the year after your graduation, subject to our assessment of your financial position, your Graduate Account will be converted to a Current Account. We will write to you 60 days before doing this.
We may need security (by way of a personal guarantee) for certain overdraft facilities or loans and we may carry out credit scoring. Overdrafts are repayable on demand.
A Government Stamp Duty charge of 12 cent is applied to each domestic cash withdrawal made at an ATM. The total fee paid per annum per card is capped at €2.50 on ATM only cards and €5 on combined ATM and debit cards, and is applied annually in January.