Managing Debt - Help and Support | Ulster Bank


Help to managing your finances in difficult times

Help with managing debt

Maximise your income - look at the different ways of increasing your household income.

Review the terms of any Payment Protection policies you might have - it could help cover your payments.

Review the terms of any other protection policies you have - such as life/mortgage protection or critical illness protection.

Reduce your spending - try to cut out things you don't need, shop around for bargains and keep a 'spend diary'. Visit sites like for tips on saving energy. Ask us about online banking, which will help you budget more effectively.

Plan a budget - this can be tough, but it can really help you to clear your arrears bit by bit. If you know how much money is coming in and going out, you'll know just how much you need to meet your bills.

Useful links

General public service information 
Citizens Information Board

Provision of legal aid and advice 
Legal Aid Board

Keeping your home
MABS & Citizens Information Board

Irelands Money advice service
Money Advice and Budgeting Service (MABS)

Various social and benefit information 
Social Welfare agencies

Advice on Insolvency
Insolvency Service of Ireland

We're here to help
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Need financial help?

For mortgage debt assistance call us today on 0345 3016910

For loan or overdraft debt assistance call us on 0345 6023112

For credit card debt assistance call us on 028 90898900

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