Personal Loans

This product is no longer available for sale

Ulster Bank Ireland DAC is no longer accepting any new application requests from personal customers.  There are some exceptions to this for existing customers, click here for further information.

About our personal loans

What is a personal loan?

It allows you to borrow a fixed amount over a fixed term, usually at a fixed rate of interest.

  • Amounts between €2,500 and €75,000

  • Repayment terms of 1-5 years for loans less than €12,000; 1-7 years for loans over €12,000 and up to 10 years if the loan was for home improvements.

  • Acceptable purposes:

    New car, home improvements, funding your child’s university education, debt refinance, holidays

  • Fixed monthly repayments

    Your rate is fixed for the term of the loan meaning no unexpected changes to your repayment amount.

Contact us

Help and support

Call us:

0818 210 260

Lines are open: 
Monday to Friday 8.30am – 8pm and Saturday 9am – 3pm