Important Notice about Closure to New Business
With effect from close of business 29 October 2021, Ulster Bank Ireland DAC will not accept any new application requests from personal customers. There are some exceptions to this for existing customers, click here for further information.
Tidy up your finances
€10,000 over 5 years at 8.17% p.a. fixed, 8.5% Annual Percentage Rate, with 60 monthly repayments of €203.64.
Total amount repayable €12,218.40.
Is a debt consolidation loan right for you?
An Ulster Bank loan could help you pay off your existing credit cards, loans or other outstanding debts but taking on any new debt is a big decision. In particular, extending the term of your debt can incur more interest and cost more in the long run, and sometimes an Early Repayment Charge may apply when paying off your existing debt.
One manageable monthly repayment
You could lower your monthly repayments
You may be able to pay off your debt faster
Refinancing existing borrowing can be complex and many of our customers find it easier to talk to someone before they apply. Our Customer Advisors in branch can talk to you about other borrowing options that may better suit your needs.
You can still apply online today, but if you'd rather talk to someone before you apply, book an appointment now.
Manageable monthly repayments
- You could make your monthly payments more manageable by reorganising what you owe.
The need to knows:
You can apply to borrow from €2,500 to €75,000. If you are applying for the purpose of refinancing existing debt with us, we will accept loan applications from €1,500.
For loan applications over €40,000 and up to €75,000 please give our Customer Support Team a call on 1890 587 587. Lines are open Monday to Friday 8.30 am – 8 pm and Saturday 9 am – 3 pm. Calls may be recorded and costs will vary according to your network provider and whether you call from a landline or mobile.
- Loans of €2,500 to €12,000 can be repaid over a maximum of 5 years
- Loans over €12,000 can be repaid over a maximum of 7 years
- The minimum loan term is 1 year
Taking on any new debt is a big decision so you should always make sure a debt consolidation loan is right for you. In particular, extending the term of your debt can incur more interest and cost more in the long run, and sometimes an Early Repayment Charge may apply.
An Ulster Bank feeder account is required to open and service a personal loan.