Savings and Investments
Future planning made easier
This product/service is no longer available for sale
Ulster Bank Ireland DAC is no longer accepting any new application requests from personal customers. There are some exceptions to this for existing customers, click here for further information.
Private Reserve Savings Account
An instant access savings account paying a preferential rate of interest each month. You can access and control your money via Anytime Internet Banking, our Private Banking telephone service, in branch or on our mobile app. When you are making a transfer online or over the telephone the limits will be advised to you.
What you need to know
- Interest is calculated daily and paid after tax deductions
- All returns are subject to Deposit Interest Retention Tax (DIRT). Under current legislation, the effective DIRT rate is 33%
- If you cancel your subscription to either the ufirst Private or Private Current Account, then we may close your account and transfer the balance to an Easy Access Account.
View our terms and conditions (PDF, 341KB)
View our guide to preferential rates and deposit options (PDF, 247KB)
Tier |
Gross/AER (variable) |
€15,000 + |
0.15% |
€0-€14,999 |
0.01% |
Gross: interest rate paid before the deduction of tax. Annual Equivalent Rate (AER): What the interest rate would be if paid and compounded each year.
All returns are subject to Deposit Interest Retention Tax (DIRT). Under current legislation, the effective DIRT rate is 33%
Proactive Insights
Every expert in our Private Banking team is at your disposal
Investment planning
We can help you design an appropriate investment strategy - whether it's for building your investment portfolio or funding your children's education.
Specialist Retirement Planning
We specialise in providing tax efficient solutions to both pension planning and exit strategies on retirement for business owners.
Financial Planning Advisory Service
Our Specialist Advice Managers will help you get to grips with your financial goals and show you how you can go about making them a reality.
Helping to protect your family or business
We will work closely with you to understand your family’s estate planning needs as well as protecting you and your business or ensuring it’s survival in the event of a key person passing away.
If you need additional support, are in financial difficulty, or are in a vulnerable situation we continue to be here to help you please call us on 0818 211 461. (Lines open 24 hours a day including Bank Holidays. Call costs may vary and calls from mobiles may not be free)