Business credit balance interest
Credit interest rates on our accounts
No longer available to open for new or existing customers
All rates are subject to variation and are correct as of 30th July 2021
Account |
Frequency interest applied |
Rate Bands € |
Current RatesGross % |
Current RatesAER% |
|---|---|---|---|---|
| Fixed Term - Treasury Deposit |
- | - | Negative rates may apply, contact our business team for details | |
| Special Interest Bearing Account | Quarterly at a rate set by the Bank; or Monthly where negative rates are applied | Balances up to & including €1,000,000 | 0% | 0% |
| Balances over €1,000,000 | Negative interest rates may apply, contact our business team for details | |||
| Liquidity Manager | Monthly | 1 - 5,000,000 |
0.01 | 0.01 |
| Business Reserve | Quarterly | 1 - 5,000,000 | 0.01 | 0.01 |
| 30 Day Business Reserve | Quarterly | 1 + | 0.01 | 0.01 |
| Bonus Access Account | Quarterly (excluding bonuses) |
1-5,000,000 | 0.01 | 0.01 |
| Quarterly (including bonuses) |
1-5,000,000 | 0.02 | 0.02 | |
| 7 Day Liquidity Manager | Monthly | 1 + | 0.01 | 0.01 |
| 30 Day Liquidity Manager | Monthly | 1 + | 0.01 | 0.01 |
| Solicitors Reserve | Quarterly | 1 - 5,000,000 | 0.01 | 0.01 |
| Liquidity Select | Monthly | Balances up to & including €1,000,000 | 0% | 0% |
| Balances over €1,000,000 | Negative interest rates may apply, contact our business team for details | |||
| Business Current Account | Quarterly at a rate set by the Bank; or Monthly where negative rates are applied | Balances up to & including €1,000,000 | 0% | 0% |
| Balances over €1,000,000 | Negative interest rates may apply, contact our business team for details | |||
| Corporate Current Account | Quarterly at a rate set by the Bank; or Monthly where negative rates are applied | Balances up to & including €1,000,000 | 0% | 0% |
| Balances over €1,000,000 | Negative interest rates may apply, contact our business team for details | |||
All returns are subject to Deposit Interest Retention Tax (DIRT). Under current legislation, the effective DIRT rate is 33%. DIRT is not applicable on rates of 0.00% or less.
Gross - is the interest rate paid before the deduction of tax.
AER - Stands for Annual Equivalent Rate and illustrates what the interest rate would be if paid and compounded each year. As every advertisement for a savings product will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.