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Mortgages

Fixed and variable rates available

Considering a buy to let property?

Whether you're just starting or expanding your rental portfolio the key to a successful buy to let investment is to plan your finances and choose the right property.

We have tools and calculators to help you plan and helpful guides to lead you through every step.

 

Get €1,500 towards your legal fees

This includes first time buyers, home movers, switchers and buy to let customers for mortgage applications submitted by the 30th June 2022.

Find out more about the offer and who is eligible.

Why choose us?

  • Flexible lending criteria means we don't just take your potential rental income into account - If you have other disposable income available we will include that in calculating how much we can lend
  • We'll lend on up to three properties, up to a maximum of €1,000,000 - We allow up to five properties in your overall property portfolio
  • Maximum term is 30 years for our capital and interest repayment investment mortgage - The minimum term of the mortgage is 5 years and is subject to serviceability after retirement age
  • Maximum loan to value is 50% - if the property being purchased is in the cities of Dublin, Cork, Galway or Limerick the maximum loan to value permitted is 70%
  • We're ready to meet you at your local branch with many of our branches are open Saturday mornings. Or one of our Mortgage Specialists will contact you at a time that you request on the phone if you request a call back. 

About our mortgages

Fixed rate mortgages

Our fixed rate mortgages may make budgeting a little easier as the repayment amount is fixed for an initial term

Variable rate mortgages

A Variable Rate Mortgage may provide you with more flexibility to make regular overpayments and lump sum payments.  The interest rate can change during the life of the mortgage.  If interest rates rise, the monthly payments will increase

Eligibility criteria

Find out about our eligibility criteria including how much you could borrow and for how long

Helpful tools

Use our mortgage calculators to find out how much you could borrow and find a mortgage to suit you. Also see you much you could save if you make an overpayment.

How much can I borrow?

Mortgage Calculator

Mortgage Overpayment Calculator

Agreement In Principle Calculator

Buy to let helpful guides

The buy to let process

From working out what you can afford to finding tenants

Landlords Checklist

Keep track of your responsibilities with this handy checklist

Costs to consider when buying a rental property

Other costs you'll need to factor into your plans

Ready to talk to us?

Read this important information about our mortgages.