Switching your mortgage could save you money

Wherever you bank, talk to us and see if you could save

Interesting figures

According to The Irish Times ...

... up to 160,000 could save by switching their mortgage. When's the last time you've reviewed yours?


Source: The Irish Times, Jan 2020

€1,500 paid back in cash for your Legal Fees

Within two months of switching your mortgage

When you make the switch to Ulster Bank, you could save money on your repayments and even reduce the time left on mortgage. As well as our excellent range of competitive fixed and variable interest rates on offer, we also pay €1,500 into the current account used to pay your mortgage – all within two months of switching!

With Ireland's lowest 2 year fixed rate....

... the fixed repayments could give you peace of mind

2 year available on mortgages up to 80% LTV

Source: bonkers.ie, Mortgage Comparison, 19th February 2021, www.bonkers.ie/compare-mortgages


Still interested in the €500 current account offer?

Switched your mortgage to Ulster Bank and would like an extra €500 if you also switch your current account?

If you’re still in the process of switching your residential mortgage to Ulster Bank and submitted your application between 27 July 2020 and 21 September 2020, you might still be eligible for the €500 current account offer. Here is some important information:

To avail of the €500 current account offer you must:

  • Draw down on your mortgage switch by the date outlined in your offer letter and;
  • Open an Ulster Bank Current or Standard Account and complete the following within 3 months of switching your mortgage:
  • Pay in at least €2,000 to your new current account;
  • Setup at least two monthly Direct Debits on your new current account and;
  • Register for and log into Anytime Internet Banking or Mobile Banking.

Important: to avail of this offer you can’t already have an Ulster Bank current account prior to 27th July 2020.  This offer is optional, and the approval of your mortgage switch and your current account application are not in any way linked. The €500 cash payment will be paid to your current account, within 3 months of you having met all of the required criteria above.

Fees and charges will be applied to your account each month. You can find out more about our current accounts in our Personal Banking Terms and Conditions and A guide to Personal Account Fees and Interest booklets.


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