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Current Account

With Smartphone Payments

This product is no longer available for sale

Ulster Bank Ireland DAC is no longer accepting any new application requests from personal customers.  There are some exceptions to this for existing customers, click here for further information.

What do you get with your bank account?

Current account fees and charges

A €2 monthly maintenance fee and transaction fees apply to the Current Account. 

We charge transaction fees for:

    Debit card transactions

    Automated transactions

    ATM withdrawals

    In branch and counter transactions

    Contactless transactions

You can avoid paying transaction fees by maintaining a minimum cleared balance of €3,000 in your account at all times during each charging cycle. You will pay the €2 monthly maintenance fee.

If you are aged 66 or over, you will not pay the monthly maintenance fee or transaction fees.

Fees and charges will be applied to your account each month. You can find more information on our charging cycles in our booklet Guide to Personal Account Fees and Interest

If the amount of your monthly fee and transaction fees is €4 or more each month, we’ll send you a pre-notification of charges statement to let you know how much you’ll be charged, at least 10 business days before we apply any fees.

Find out more about our current account fees and charges