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Current Accounts

Standard Account

This product is no longer available for sale

Ulster Bank Ireland DAC is no longer accepting any new application requests from personal customers.  There are some exceptions to this for existing customers, click here for further information.

Features of a Standard Account

The Standard Account could be ideal if you want a simple, straightforward account with no credit facilities or cheque book.

Visa Debit Card

Withdraw cash and make purchases in store and online.  Stamp Duty applies.

More on debit cards

 

Withdraw up to €500 cash per day

Access your funds when you need to. 

 

Pay your bills 

Make regular payments by Direct Debit or standing order. 

 

Standard account fees and charges

A €2 monthly maintenance fee and transaction fees apply to the Standard Account. 

We charge transaction fees for:

    Debit card transactions

    Automated transactions

    ATM withdrawals

    In branch and counter transactions

    Contactless transactions

You can avoid paying transaction fees by maintaining a minimum cleared balance of €3,000 in your account at all times during each charging cycle. You will pay the €2 monthly maintenance fee.

If you are aged 66 or over, you will not pay the monthly maintenance fee or transaction fees.

Fees and charges will be applied to your account each month. You can find more information on our charging cycles in our booklet A Guide to Personal Account Fees and Interest

If the amount of your monthly fee and transaction fees is €4 or more each month, we’ll send you a pre-notification of charges statement to let you know how much you’ll be charged, at least 10 business days before we apply any fees.

Find out more about our current account fees and charges

What else can you expect?

Emergency Cash service

If your card is lost or stolen our Emergency Cash service ensures you can access your money from our cash machines. You can withdraw up to €300 if you are an Anytime Banking customer, or up to €60 if you're not. You need to have €25 in your account to use the service.

Mobile Banking

Our app is simple, clever and easy to use - you can even use it to withdraw cash at our cash machines and make payments to friends using just their mobile number. Available to customers with Anytime Banking and a Republic of Ireland mobile number.

Anytime Banking

View your balance, check and print your statements and pay bills anywhere in the world with our secure online service. Available to over 11s with an eligible account.

Banking to suit you 

In addition to our online and mobile banking services, we have a 24/7 call centre and web chat services. Plus, some of our branches are open on Saturdays.