Ulster Bank Ireland DAC is no longer accepting any new application requests from personal customers. There are some exceptions to this for existing customers, click here for further information.
The Standard Account could be ideal if you want a simple, straightforward account with no credit facilities or cheque book.
Visa Debit Card
Withdraw cash and make purchases in store and online. Stamp Duty applies.
Withdraw up to €500 cash per day
Access your funds when you need to.
Pay your bills
Make regular payments by Direct Debit or standing order.
To support customers in their transition to a new Financial Provider, we are removing some of our fees and interest. Where applicable, we will no longer charge the following fees and interest, effective from dates below:
Product Type |
Fee Description |
Fee/Interest Rate prior to removal |
Effective date of Removal |
Personal Current Accounts |
Surcharge Interest* |
9% (Additional 9% on top of the overdraft interest rate) |
18-Aug-22 |
Personal Current Accounts |
Overdraft Set Up Fee |
€25 |
19-Aug-22 |
Foreign Currency Current Account |
Administration Fee - Sterling accounts** |
£75 |
19-Aug-22 |
Foreign Currency Current Account |
Administration Fee - All other currency accounts** |
€150 |
19-Aug-22 |
Personal Current Accounts |
Monthly Maintenance Fee** |
€2 |
20-Aug-22 |
Personal Current Accounts |
Unpaid Outwards Charge |
€12.70 |
23-Aug-22 |
Personal Current Accounts |
Irregular Account Charge |
€4.44 |
23-Aug-22 |
*Overdraft interest continues to be applied on all overdrawn balances, including any excess amount.
** Transaction fees will continue to apply.
Please note:
Please click here for FAQ’s relating to these changes.
If your card is lost or stolen our Emergency Cash service ensures you can access your money from our cash machines. You can withdraw up to €300 if you are an Anytime Banking customer, or up to €60 if you're not. You need to have €25 in your account to use the service.
Our app is simple, clever and easy to use - you can even use it to withdraw cash at our cash machines and make payments to friends using just their mobile number. Available to customers with Anytime Banking and a Republic of Ireland mobile number.
View your balance, check and print your statements and pay bills anywhere in the world with our secure online service. Available to over 11s with an eligible account.
In addition to our online and mobile banking services, we have a 24/7 call centre and web chat services. Plus, some of our branches are open on Saturdays.
