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Home Insurance

Home cover for less

Only available to residents in the Republic of Ireland. Over 18s only. Ulster Bank Ireland DAC receives a standard commission level of 20.70% of Home Insurance premiums that we transact with Aviva Insurance Ireland DAC. We may also benefit from profit share arrangements for home insurance, the maximum level of payment under the profit share arrangement is 5% of the total gross written premium of the book.

This product is no longer available for sale.

Ulster Bank Ireland DAC is no longer accepting any new application requests from personal customers.  There are some exceptions to this for existing customers, click here for further information.

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Features and benefits
Discounts and savings
Home insurance explained
Ulster Bank Home Insurance is introduced by Ulster Bank Ireland DAC and underwritten and administered by Aviva Insurance Ireland DAC. Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares.

Registered in Ireland No. 605769.  Registered Office: One Park Place, Hatch Street, Dublin 2, Ireland, D02 E651

We are no longer offering new business quotations. If you have a query on your existing policy or if you have a general query please call us on 01-6650767 

Features and benefits

Our Premier combined buildings and contents policies take care of the finer details, so you don't have to worry.

The standard excess for Premier home insurance is €275. This is the amount you must pay towards certain claims. See our Home Insurance Policy document (PDF) for more information.   

Home insurance explained

When you need a buildings and contents policy, we can help.

Buildings insurance

Offers protection from a wide range of risks. Our policy not only covers buildings, but also other permanent fixtures on the property, including outbuildings, fences and walls, fixtures and fittings and interior decorations.

The amount of cover you choose is based on the rebuilding cost and not on the value of your home. The Society of Chartered Surveyors provide a guide to rebuilding costs which you can see on their website at www.scsi.ie.

Contents insurance

Contents include household goods and personal belongings (including personal money up to €650) in your home, which belong to you or any member of your household.

Combined cover

A combined policy consists of both buildings and contents cover and is only suitable for people who own their homes.

Got a cover query?

For full details of cover see our Home Insurance policy document below.

Download our home insurance policy PDF document