An overdraft is repayable on demand and may not be exceeded without prior permission. If you exceed your limit, surcharge interest plus debit interest will be applied to any amount over the authorised limit.
There are two fees you need to know about. Both of these fees are €25.
· Overdraft set-up fee - paid when your overdraft is set up or your limit is increased
· Annual overdraft fee - paid annually on the anniversary of the overdraft set-up date or the date a limit increase is applied
Please see A guide to personal accounts fees and interest for details.
We may carry out credit scoring, where we assess whether credit is affordable for you based on the information you provide.
Please read important information on the Central Credit Register.