Mobile Banking
Keep track of your money wherever you are with our secure and easy to use mobile app.
Overlay
Overdrafts
Graduate Overdrafts
Helping you find your feet after you graduate
Open to Republic of Ireland residents aged 18 or over with an eligible Ulster Bank current account. Lending is subject to credit review and approval.
With an Ulster Bank Graduate Account you can apply for an interest-free overdraft of up to €1,500 for up to one year after you graduate (subject to credit review and approval).
Simply call into your local branch to apply and we will be happy to help.
Anytime Banking
Check your balance, pay bills and make transfers 24/7 from the comfort of your home.
Text Alerts
Alerts are a simple way to keep up-to-date with your accounts and avoid unnecessary charges.
Before you apply
An overdraft is repayable on demand and may not be exceeded without prior permission. If you exceed your limit, surcharge interest plus debit interest will be applied to any amount over the authorised limit. Other charges may also apply. Please see A guide to personal accounts fees and interest for details.