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Overdrafts
Student Overdraft
Open to Republic of Ireland residents aged 18 or over with an eligible Ulster Bank current account. Lending is subject to credit review and approval.
This product is no longer available for sale.
Ulster Bank Ireland DAC is no longer accepting any new application requests from personal customers. There are some exceptions to this for existing customers, click here for further information.
If you need additional support, are in financial difficulty, or are in a vulnerable situation we continue to be here to help you please call us on 1850 211 461. (Lines open 24 hours a day including Bank Holidays. Call costs may vary and calls from mobiles may not be free)
The need to knows
- Student overdrafts are interest-free up to €2,500 depending on whether you receive a grant and the course you are studying
- If you received a grant, the maximum overdraft amount was up to €1,500, depending on your grant level. If you don't, you needed to be an existing Ulster Bank customer for 12 months to apply. The maximum amount is €750
- If you are a student of medicine, dentistry, law, accountancy, pharmacy, optometry, physiotherapy and veterinary science the maximum amount was €2,500
- Overdrafts have to be repaid within one year of finishing your course